HUMANPLACE

Occupation

Loan Officers

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.

97 AI exposure
27 Human advantage
60 Market demand
66 AI leverage

Is Loan Officers a safe career from AI?

Loan Officers scores 97 out of 100 for AI exposure, which is high. A large share of this work is the kind current AI systems are measurably good at. That is not a prediction the job disappears, and the research does not support one. It means more of this role is likely to change than most.

Its human advantage score is 27, which is low. Most of this role can be done through a screen, and that is the half of the labor market AI has reached first. Market demand scores 60 out of 100, combining how many of these jobs exist with where that number is heading. The Bureau of Labor Statistics projects employment roughly flat over ten years.

What Loan Officers pay

The median wage is $74,180 a year. The lower quarter earns under $50,460 and the upper quarter over $101,920. About 290,530 people do this work in the United States.

Where Loan Officers can go next

Occupations that share most of what this job already requires, ranked by how much carries over.

Judges, Magistrate Judges, and Magistrates 86% of the skills carry over $156k median
Fundraising Managers 86% of the skills carry over $123k median
Brownfield Redevelopment Specialists and Site Managers 82% of the skills carry over $137k median
Compliance Managers 80% of the skills carry over $137k median

Thinking about moving out of Loan Officers?

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Where this comes from

Work content and transitions from O*NET, the US Department of Labor's occupational database. Wages and employment projections from the Bureau of Labor Statistics. AI exposure from published research measuring which occupations current AI capabilities overlap with. None of it is a forecast, and none of these numbers are ours: they are public data, put next to each other.

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